James Ward, author of Wealth Virtues, has created a path for individuals to keep their New Year's financial resolutions using the wisdom of Benjamin Franklin. Readers now have another financial incentive to buy and read Wealth Virtues.

Anyone can be wealthy. You don't need to be a Bill Gates or a Warren Buffet to be wealthy. You don't even need a six-figure income to be wealthy. The book Wealth Virtues by James Ward starts with the simple definition of wealth as "the ability to…

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The Newly Released WEALTH VIRTUES by James Ward, uses the widsom of Benjamin Franklin to provide the path for the realistic achievement of wealth.

The word “wealth” is almost always viewed as the ability to live like a king. In WEALTH VIRTUES, wealth is simply the goal of acquiring more money than you spend, and to save more than you owe. The path set forth in WEALTH VIRTUES towards this goal is embodied in the Cycle of Positive Wealth…

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I have always been amazed at the means by which individuals and businesses are able to provide either deep cuts to the sale price of a product, or provide a "free" service to a customer that still makes them money. We often use the terms "mark-up", "hidden costs", or the more mercurial, "smoke and mirrors" to describe this.



So how does someone who wants to tie together wealth and virtue address this particular subject, especially since I engage in making at least part of my income… Continue

I have always been amazed at the means by which individuals and businesses are able to provide either deep cuts to the sale price of a product, or provide a "free" service to a customer that still makes them money. We often use the terms "mark-up", "hidden costs", or the more mercurial, "smoke and mirrors" to describe this.



So how does someone who wants to tie together wealth and virtue address this particular subject, especially since I engage in making at least part of my income… Continue

People often think that frugality means “doing without” and to deny the pleasurable things in life. Rather we need to look at it as a means of appreciating what we have, and to make the best use of our resources to accomplish goals we set for ourselves.



The means to achieve a frugal lifestyle will include the following practices:

• Reduce or eliminate costly habits, vices, and unhealthy foods.
• Reduce the amount of waste we create intentionally or…

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